Global Savings Account

• $100.00 minimum opening deposit.
• Interest compounded monthly and paid quarterly (click here for current Interest Rates).
• Free Internet Banking.
• Current Federal Regulations limit withdrawals to six per month.
• $1,000 minimum balance to avoid fees. (Please refer to schedule of fees)

Certificates of Deposit

United Central Bank CDs are a safe and secure way to earn a higher rate of return on your deposits. Highly competitive rates make UCB’s CDs a wise deposit choice.

Product features:

•  $1,000 minimum opening deposit.
• Interest earning account.
• Term fixed for maturity period.
• Interest compounded and paid monthly.
• Fixed Annual Percentage Yield (click here for current Interest Rates).
• A penalty maybe imposed for for early withdrawal.

Individual Retirement Accounts

Enjoy tax-deferred growth on your earnings, while building your retirement nest egg with a United Central Bank Traditional/Roth IRA. To find out if you qualify for this type of IRA, consult with your accountant or tax advisor for specific guidance on the new laws.

Product features:

• $500.00 minimum opening deposit.
• Interest earning account.
• Term fixed for maturity period.
• Interest compounded and paid quarterly.
• Fixed Annual Percentage Yield (click here for current Interest Rates).
• A penalty maybe imposed for for early withdrawal.